Card machines. Payment links. Invoices. Debit cards. Apple Pay. Free to open. No monthly fees to start.
Personal or business. Both free to open. No paperwork, no branch visits, no waiting.
Open Free AccountWant to compare plans? See pricing
Bank-grade security. Real-time protection. Settled in pounds sterling.
Your money and data are protected with the same security used by major UK banks.
Send pounds to any Mando user by their unique account code. Free, instant, available 24 hours a day.
Accept every way your customers want to pay. Apple Pay, Google Pay, Visa, Mastercard, and more.
Built-in protection against payment disputes. Your money is safeguarded automatically.
Every transaction is monitored in real time. Suspicious activity is flagged and blocked instantly.
Every transaction, every fee, every payout. One unified view with PDF and CSV export in a single tap.
Create shareable payment links in seconds. Send via text, email, or social media. Customers pay with one tap.
Branded invoices with automatic payment tracking. Send, chase, and get paid — all from your dashboard.
Virtual and physical debit cards. Spend your balance anywhere Mastercard is accepted. Apple Pay and Google Pay ready.
Starter accounts include payments, cards, terminals and invoices at 2.5%. Upgrade to Pro for lower 2% fees and recurring payments. Gold gets you the lowest 1.8% fees, API access, and dedicated support.
Your data is always protected
Every business verified
Every account verified by our team
Built-in dispute protection
If you don't see your question here, write to support@mando.network
Yes. £0 per month. No transaction fees on receiving GBP or on Mando-to-Mando transfers. No minimum balance. We charge 1% only when you top up your balance via card (Apple Pay, Google Pay, or debit card) — which covers processing costs.
Starter is completely free — includes card payments, payment links, invoices, payment terminals, and a full UK business account with 2.5% transaction fees. Pro (£20/mo) lowers fees to 2% and adds recurring payments, instant transfers, and priority support. Gold (£40/mo) gets you the lowest 1.8% fees, full API access, multiple debit cards, and a dedicated account manager. See our pricing page for full details.
The same system used by Barclays and Halifax. At signup, you choose a memorable word of 6 to 20 letters or digits. At each login, after entering your email and password, we ask you to enter three specific characters from that word — at different positions every login. Even if someone observes you logging in, they only see three of your 20 characters. Combined with Google Authenticator 2FA, this matches bank-grade security.
Mando Network Limited operates in the United Kingdom in accordance with the Payment Services Regulations 2017, the Electronic Money Regulations 2011, the Money Laundering Regulations 2017, the Consumer Rights Act 2015 and the FCA Handbook (BCOBS, PRIN, SYSC, DISP). Payment processing and card issuance are delivered by our regulated partner Stripe Payments UK Ltd, authorised by the Financial Conduct Authority as an Electronic Money Institution (FRN 900461). We hold customer funds in safeguarded client-money accounts with UK credit institutions authorised by the Prudential Regulation Authority. Every business applicant is verified against the UK Companies House register; every person and counterparty is screened against HM Treasury OFSI sanctions lists. You can refer any unresolved complaint to the Financial Ombudsman Service free of charge.
Your Funds are held as electronic money in safeguarded client-money accounts with a UK credit institution, under Regulation 20 of the Electronic Money Regulations 2011. They are never lent out and are ring-fenced from Mando's own corporate funds. In the unlikely event of Mando's insolvency, the safeguarded pool is paid out to e-money holders in priority to Mando's other creditors under EMR 2011 Regulation 24 — typically faster than an FSCS deposit-protection payout, though limited to the amount actually held in safeguarding at the time of the insolvency event. E-money is not a bank deposit and is therefore not protected by the £85,000 FSCS deposit-protection scheme; it is protected by the safeguarding regime described above.
Personal or business — sign up free, verify your identity, start moving money the modern way.
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